Terms of Service

1. Acceptance of Terms

By downloading, installing, or using InvestR ("the Application"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the Application.

2. Description of Service

InvestR is a mobile application designed to help users calculate and understand investment returns using three key metrics: Compound Annual Growth Rate (CAGR), Time-Weighted Return (TWR), and Money-Weighted Return (MWR). The Application provides tools for tracking investments, managing cash flows, and analyzing portfolio performance.

3. Use of the Application

3.1 License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to download, install, and use the Application on your personal devices for your personal, non-commercial use.

3.2 Restrictions

You agree not to:

• Copy, modify, or distribute the Application or any portion thereof
• Reverse engineer, decompile, or disassemble the Application
• Remove any proprietary notices or labels on the Application
• Use the Application for any illegal purpose or in violation of any laws
• Interfere with or disrupt the Application or servers connected to it
• Use the Application to transmit any viruses or malicious code

4. Data and Privacy

InvestR stores all data locally on your device. We do not collect, transmit, or store your investment data on our servers. Please see our Privacy Policy for more information about how we handle your data.

5. Financial Information Disclaimer

Important: InvestR is a calculation tool and does not provide financial advice. The Application:

• Does not provide investment recommendations
• Does not guarantee the accuracy of calculations (though we use industry-standard methods)
• Should not be used as the sole basis for investment decisions
• Is not a substitute for professional financial advice

You should consult with a qualified financial advisor before making any investment decisions.

6. Accuracy and Reliability

While we strive to provide accurate calculations using industry-standard methods, we cannot guarantee that the Application will be error-free or uninterrupted. The calculations are provided "as is" for informational purposes only.

7. Limitation of Liability

To the maximum extent permitted by law, InvestR and its developers shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or use
• Damages arising from your use or inability to use the Application
• Any investment decisions made based on information from the Application

Our total liability to you for any claims shall not exceed the amount you paid for the Application, if any.

8. Disclaimer of Warranties

The Application is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability of results

9. Updates and Modifications

We reserve the right to modify, update, or discontinue the Application at any time without prior notice. We may also update these Terms of Service from time to time. Your continued use of the Application after such changes constitutes acceptance of the updated terms.

10. Intellectual Property

All rights, title, and interest in and to the Application, including all intellectual property rights, remain the exclusive property of InvestR and its licensors. The Application is protected by copyright, trademark, and other intellectual property laws.

11. Termination

We reserve the right to terminate or suspend your access to the Application at any time, with or without cause or notice, for any reason including violation of these Terms.

You may stop using the Application at any time by uninstalling it from your device.

12. Export Restrictions

You agree to comply with all applicable export and re-export control laws and regulations. You may not export or re-export the Application in violation of any such laws or regulations.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which InvestR operates, without regard to its conflict of law provisions.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and InvestR regarding the use of the Application and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: [email protected]
• Support: [email protected]
• Contact Page: Contact Us